The story of Portfolio Watch

The challenge we saw in banking

As career bankers, we had built large, successful portfolios- but we noticed something concerning. More and more of our time was consumed by managing existing portfolios rather than doing the work that truly pushed growth:

Partnering with business to meet their capital needs.

The cycle that held us back

Chasing down updated financials, spreading statements, reviewing trends, completing annual reviews- it became a cycle that left little room for forward-looking conversations. All this effort was aimed at one thing: Assessing risk and avoiding the unfortunate slide from a performing loan to default. Because when that happens, everyone loses.

We knew there had to be a better way.

That’s when banking met fintech. The right people came together at the right time, with the expertise to reimagine how portfolio management could work.

The birth of Portfolio Watch

From that meeting, Portfolio Watch was born- a tool designed to help bankers identify risks more effectively while reclaiming valuable time in their day. The result? Stronger portfolios, more time for new lending, and a smarter way to manage risk.