The smarter way to Manage Credit Risk
Portfolio Watch monitors portfolios of any size- giving a $50 million portfolio the same level of attention as a $2 billion portfolio.
Pricing is based on portfolio size and loan type, with C&I loans assessed at a slightly higher rate than commercial real estate due to differing credit risk. With Portfolio Watch, the tool can be “right-sized” to fit your unique needs.
Core Features
Collects borrowers’ financial statements automatically
Sends reminders and follows up to ensure timely submissions
Reads financial statements and updates historic spreadsheet
Analyzes financial spreadsheet and identifies trends
Flags potential risks or emerging weaknesses in borrower performance
Alerts lenders when action is required
Ensures proactive borrower engagement before problems escalate
Color-coded dashboard showing portfolio reporting status and risk levels
Drill-down capability for flagged borrowers
Allows lenders to see individual loan risk and trends at a glance
Comment section for lenders to document follow-ups and notes on borrower weaknesses
Management roll-up reporting to ensure timely action
Annual review memos generated for lender review and approval
Generates annual reports for regulatory purposes
Provides oversight confirmation for management
Dashboard visuals for real-time monitoring
Bar charts or stats showing portfolio health and impact
Reduces loan losses by 10–20%
Potentially lowers required capital by up to 10%
Frees lenders to focus on new loans by automating portfolio monitoring
Supports consistent, proactive borrower management
Custom logo, brand colors, and domain for seamless borrower experience
Secure document storage with role-based access control
100% white-labeled portal that reflects your brand identity
Core Features
Automated Data Collection
Collects borrowers’ financial statements automatically
Sends reminders and follows up to ensure timely submissions
Financial Trend Analysis
Reads financial statements and updates historic spreadsheet
Analyzes financial spreadsheet and identifies trends
Flags potential risks or emerging weaknesses in borrower performance
Risk Alert & Notifications
Alerts lenders when action is required
Ensures proactive borrower engagement before problems escalate
Dashboard & Portfolio Oversite
Color-coded dashboard showing portfolio reporting status and risk levels
Drill-down capability for flagged borrowers
Allows lenders to see individual loan risk and trends at a glance
Documentation & Follow-up
Comment section for lenders to document follow-ups and notes on borrower weaknesses
Management roll-up reporting to ensure timely action
Annual review memos generated for lender review and approval
Reporting & Compliance Support
Generates annual reports for regulatory purposes
Provides oversight confirmation for management
Visual Insights & Analytics
Dashboard visuals for real-time monitoring
Bar charts or stats showing portfolio health and impact
Early Warning System (EWS) Impact
Reduces loan losses by 10–20%
Potentially lowers required capital by up to 10%
Easy Integration & Automation
Frees lenders to focus on new loans by automating portfolio monitoring
Supports consistent, proactive borrower management
Lender Branded Borrower Data Rooms
Custom logo, brand colors, and domain for seamless borrower experience
Secure document storage with role-based access control
100% white-labeled portal that reflects your brand identity
